Which of the following is considered personal information under FERPA?

Under the Family Educational Rights and Privacy Act (FERPA), personal information is defined as information that can be used to identify a student and is maintained by an educational institution. This includes details that are directly related to a student's educational experience.

Student grades are specifically covered under FERPA because they are considered part of the educational records maintained by an institution. FERPA protects the privacy of these educational records and gives students the right to access them as well as control who else has access to that information.

Other options, such as health records, financial aid applications, and credit card information, may contain sensitive data but are not specifically classified as educational records under FERPA. Health records are typically governed by HIPAA, while financial aid applications may be considered separately under different regulations regarding financial privacy. Therefore, student grades directly relate to an individual’s academic performance and are rightfully identified as personal information under FERPA.